Stablecoins

Teaching the Next Generation About Digital Money

December 10, 2025
3
min read
Teaching the Next Generation About Digital Money

Stablecoins are having a moment, but not just in trading desks, payment platforms, or policy discussions. They are increasingly part of everyday life, powering faster payments, global commerce, and modern financial infrastructure. And now, they have a children's book.

zerohash founder and CEO Edward Woodford has authored Stablecoins for Babies, an illustrated book designed to introduce the idea of digital money in its simplest, most approachable form. Written for ages 0-4, the book uses playful storytelling and bright illustrations to spark early curiosity about how money moves in a digital world, long before terms like "infrastructure" or "payments rails" enter the conversation.

At the center of the story is Steady Eddy, a friendly stablecoin who helps little readers understand what makes digital dollars useful in everyday life. Through simple examples like buying toys online, sending money to loved ones, or moving value quickly and reliably, Steady Eddy introduces the core idea behind stablecoins: money that is designed to move with speed and certainty.

A Simple Story, Rooted in a Big Shift

While Stablecoins for Babies is intentionally lighthearted, it reflects a much larger transformation underway in global finance.

Stablecoins have moved well beyond their early days as crypto-native tools. Today, they are increasingly used by banks, brokerages, payment companies, and fintech platforms to enable faster settlement, lower-cost transfers, and always-on payments. In 2025 alone, stablecoin transaction volume is estimated to reach $46 trillion, with total market capitalization now exceeding $300 billion.

Policy has begun to catch up as well. In July 2025, the passage of the U.S. GENIUS Act established the first comprehensive federal framework for stablecoins, marking a major milestone in the maturation of the category. Against that backdrop, Stablecoins for Babies offers a different entry point into the conversation by emphasizing understanding, accessibility, and long-term thinking.

Why Financial Literacy Starts Early

For Woodford, the book is both professional and deeply personal. After eight years building zerohash into a leading infrastructure provider for stablecoins and digital assets, and more recently becoming a father, he began thinking about how the next generation will encounter money very differently than previous ones.

"We are entering a decade where digital money is becoming as usable and commonplace as sending email," Woodford says. "Across our ecosystem, banks, brokerages, and payment companies are adopting stablecoins because they make value move faster and more efficiently. But that transformation only works if people understand it."

Financial literacy has long been a challenge in the U.S. and globally, and conversations about money often start later than they should. Stablecoins for Babies is meant to be a small, accessible step toward changing that—introducing foundational concepts early, without jargon or intimidation.

All net proceeds from the book will be donated to Reading Is Fundamental, the nation's largest children’s literacy nonprofit, reinforcing the project's focus on education and inclusion.

From Bedtime Stories to Financial Infrastructure

The book also reflects zerohash's broader philosophy around digital assets. For stablecoins to reach their full potential, they must feel intuitive and familiar and be something people use without needing to think about the technology underneath.

That same principle applies whether the audience is a bank integrating stablecoins into its payments stack or a toddler learning what money is. Abstraction matters. Simplicity matters. And trust matters.

zerohash's role in the ecosystem is to provide the regulated, behind-the-scenes infrastructure that allows stablecoins to function seamlessly within traditional financial systems. Stablecoins for Babies mirrors that approach in spirit: complex ideas, made simple; innovation, delivered in a way that feels natural.

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Stablecoins for Babies is now available for pre-order for $8.50 (or 8.50 USDC) through the zerohash website, Amazon, and select retailers. It's designed to be fun, approachable, and educational for families navigating a world where digital money is increasingly part of everyday life.

As stablecoins continue to move from novelty to necessity, the way we talk about money is changing. Sometimes, the best place to start that conversation is with a story ... and a character named Steady Eddy.